Changing your money habits sounds like a big task.
On the other hand, recording a number in HoneyMoney is easy.
You don't need to restrict yourself in any way.
You can buy anything you want as long as you track it.
A natural aversion to wastefulness emerges in your daily behaviors, with no self-scolding necessary.
In other words, the things that tempt you towards trouble become considerably less tempting, and that’s the vital point here — tracking your behavior, without striving to change it, gently reduces the amount of willpower and self-scolding required to do the right thing.
Being fully aware of your money naturally changes how you spend it.
Some expenses can be cut or just reduced without losing any happiness.
You must make those changes.
You will find places where you have to experience some temporary difficulties adjusting to the new norm. You do those gradually, checking if they're worth it for you.
Some things just make you truly happy, where you will never cut costs.
You cherish those things, and optimize all the other places except them.